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Benefits of Private Care For Mental Health Finding the right mental health care that meets your needs can be daunting. Fortunately, there are plenty of options to think about that make long-term mental health care less expensive than you imagine. Private insurance is a possibility, but so are long-term psychiatric facilities that accept Medicaid and other public programs that offer free or low-cost therapy. You can locate these facilities in your community by visiting their websites or calling them directly. Affordable Many people who suffer from mental illness have difficulty obtaining quality treatment, due to the high cost of treatment. This is particularly true if the person does not have health insurance coverage or it doesn't cover mental healthcare. Private healthcare is cheaper and comprehensive for a lot of patients than traditional healthcare. First, make sure you understand what your insurance covers. The Affordable Care Act (ACA) is also known as Obamacare mandates all health insurance plans to cover mental health care at the same level they cover other forms of medical care. Your policy should clearly mention this when you purchase health insurance through the Health Insurance Marketplace. You can also search online for therapists who have chosen to stay out of the insurance system, and provide reduced rates to individuals. Some offer the option of teletherapy, which allows you to communicate with your therapist via text, phone, or video conference. Some have created communities where patients can share resources and other information. Other options include community health clinics as well as local nonprofit organizations. These organizations typically have psychologists and therapists who are willing to offer their time for a lower cost. You could also call the local hotline to inquire whether they have any pro bono programs or any suggestions on how to find low-cost counseling services in your area. Insurance companies may require extensive documentation during therapy sessions. This can limit the time your therapist spends to spend with you. Some insurance policies are updated every year, which could affect the extent to which your treatment is covered. A final option is to find a therapist who accepts Medicaid which allows you to get treatment at a more affordable rate. While a majority of therapists won't advertise their availability to those who are on Medicaid, you can still contact them and request recommendations from your doctor or other reliable sources. For Sasha Aurand, a 25-year-old from New York who has post-traumatic stress disorder (PTSD) depression, and anxiety, the most important step is to get help. However, when it is time to pay for the services she needs, she has had to be creative and resourceful. Customized Treatment You can customize your treatment to meet your needs as you control the location. Therapists and facilities are able to design a care program that is specifically customized to meet your needs, whether it's an extended stay that is beyond what insurance covers or utilizing treatment methods that are specialized. This includes therapy strategies, counseling techniques, and medication management. This kind of treatment can result in better outcomes. A study of VA patients found that the readmission rates for VA patients were lower than those of private insured patients. This was due to a better quality of care offered by VA therapists, which includes providing support and information about self-care. Private pay also allows you the freedom to choose from a wider range of therapists, free of restrictions by insurance companies such as mandatory diagnoses, limited provider options and scheduling restrictions. This can help you find the right therapist that is a good fit for your preferences and personality. You can also take advantage of expanded services, such as online and tele-therapy, and also avoid limits on duration or sessions which could reduce your sense of being fully heard in your sessions. Therapists who are in-network are typically less expensive than those who are not in-network. Private pay doesn't affect your eligibility for life or health insurance. This is because the mental health treatment records are kept separate from your wellness and health medical background, allowing you to keep your coverage even if you switch insurance providers or change jobs. Although the passage of the Mental Health Parity and Addiction Equity Act is a significant victory, we're far from where we should be in terms of to mental health care. Insurance companies still deny or restrict care that is medically needed and could have devastating consequences for those who need help the most. For those who can afford it the private mental health system provides a range of benefits that other kinds of care simply cannot provide. The best method to receive top-quality care and a wide variety of services is to choose the best facility for your family. Freedom from Restrictions on Insurance Despite laws that require coverage for behavioral health, many people are denied treatment or have limited access. The reason is because insurance companies can still apply unjust and restrictive rules regarding behavioral health even after the passage of parity legislation in 2008. The MHPAEA (Mental Health Parity and Addiction Equity Act) requires that insurance companies with large group plans treat behavioral disorders no differently than medical or surgical conditions. private mental health diagnosis extends these regulations to Medicare Advantage, Medicaid managed care plans and state Children's Health Insurance Plans. While the MHPAEA has made a difference, it is still not enough. Many people with mental illness are having a difficult time finding and affording the care they require due to the lack of providers who will accept their insurance, or insurance companies that refuse coverage, or limit it to a few short-term problem-focused therapies, and limitations on the length of stay for inpatient care that could prevent patients from getting the care they require to recover. These limitations are exacerbated by the fact that the cost of mental health treatment is usually more expensive than other types of care, which makes it more difficult for people to afford or pay for the care they require. The lack of quality options and stigma could also deter individuals from seeking assistance. Private mental health facilities offer an opportunity to receive the care you require, without being shackled by insurance companies. In a private residence you can expect to receive an extensive, broad-spectrum of care that is customized to meet your specific needs. With a flexible curriculum that includes empirically-based and cutting-edge therapeutic techniques You can enjoy the full range of recovery, discovering the person you really are, independent of the illness and moving forward with your life. If you decide to go to a private mental health center you can enjoy numerous advantages including lowered rates when in-network with therapists, freedom from diagnostic limitations, and a greater variety of therapy session lengths. Private mental health centers do not require recording sessions or share them with anyone. This means that you will not be subject to future restrictions and concerns regarding your privacy. Individualized Care Mental health care that is specific to the needs of the patient and objectives is possible through personalized treatment. This is especially important since research has shown that individual treatment results in better outcomes, including more effective symptom management and a lower rate of hospitalizations. It also helps people to feel more engaged and motivated in their therapy. Private mental health facilities can customize their programs to meet the specific needs of each patient. For instance inpatient facilities can alter their lengths of stay depending on the specific needs of each patient. Private facilities can also provide various therapeutic options not covered by insurance plans. This includes broad-spectrum integrative treatments that allow patients to heal from the inside out. These therapies are known to support long-term recovery and help patients discover who they are outside of their symptoms. The purpose of individualized care is to provide patients with the expertise, knowledge and confidence to be advocates for their own health. This will increase their compliance to medical advice, cut down on costs for healthcare, and improve satisfaction with the treatment. In reality, delivering individualized care takes an enormous amount of time and effort. It is crucial to choose a service that provides complete instruction in individualized practices like shared decision-making, personalised care plans including social prescribing, personal health budgets. In a broader sense, individualized health care aims to provide a holistic approach that enhances the quality of life for a person and improves their participation in society. This means coordination of the care of all services that are relevant to the person, which includes health, social, and public services. It also considers the voice of people as well as their caregivers, and recognizes the contributions of communities. The benefits of individualized care are obvious, but making it happen is a difficult task. It is crucial to determine the obstacles in achieving this goal and then find ways to overcome them. One option is to provide private insurance for mental healthcare that allows patients to receive the customized and high-quality treatment they require.